Important Information

ACI Funds is a managed investment scheme. Your money will be pooled with other investors’ money and invested in various investments. The value of those investments may go up or down. ACI Funds has two funds to invest in. There are three investment options in total:

1. ACI Conservative Fund (minimum suggested investment timeframe: 4 years)
2. ACI Growth Fund (minimum suggested investment timeframe: 10 years)
3. ACI Balanced Strategy (50% Conservative, 50% Growth. Minimum suggested investment timeframe: 5 years)

The types of investments and the fees you will be charged are described in detail in our Product Disclosure Statement (below).

Neither FundRock or SGAM provide financial advisory services. We recommend investors to contact a trusted financial advisor for guidance around whether ACI Funds is right for you, and which investment option may be suited to your needs.

To protect the interests of investors, the assets of the Funds are held by an independent custodian and FundRock is supervised by an independent supervisor. This is global best practice to ensure that if something goes wrong locally, the investments are not impacted as they are held remotely.

You will be charged fees for investing in the Funds. Fees are deducted from your investment and will reduce your returns. If we invest in other funds, those funds may also charge fees. The fees you pay will be charged in two ways:

1. Regular charges – for example, annual fund charges. Small differences in these fees can have a big impact on your investment over the long term.
2. One-off fees – for example trading costs.

We can change fees from time to time. We can also add new fees. We may waive or decrease a management fee without notice. We may increase the management fee, or start charging additional fees, by giving you at least three months’ notice. The rules about fee changes are in the Trust Deed, which can be found on the scheme register at www.disclose-register.companiesoffice.govt.nz.

Stewart Group Asset Management’s Privacy Policy can be found here